Common Cent$ Personal Finance Consulting

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About Me

About Brenetta J. Waite

Hi, I’m Brenetta J. Waite, and I’m passionate about helping individuals take control of their finances, eliminate debt, and build lasting wealth. With over 20 years of experience in personal finance services, I’ve guided countless clients toward financial independence, peace of mind, and the ability to create generational wealth.

My journey into personal finance was driven by my own experiences as a single mom with one source of income. I quickly realized that true financial security wasn’t just about making money—it was about managing it wisely. I sought out strategies to achieve financial peace, build a legacy, and ensure a secure retirement. Through dedication and smart financial planning, I turned those principles into real, tangible results—and now, I help my clients do the same.

Brenetta J. Waite

My Professional Background

In addition to my personal finance expertise, I have over 25 years of experience in financial planning and analysis within the Aerospace industry. My background in corporate finance has given me a deep understanding of cash flow management, budgeting, and strategic financial decision-making—skills I now use to help individuals and families build financial security.

I also specialize in tax preparation, ensuring my clients minimize their tax liability while maximizing their financial potential. Beyond that, I actively practice what I teach—I utilize Infinite Banking strategies, own investment properties, and serve as the “bank” for multiple real estate transactions, allowing me to generate wealth through alternative financing strategies.

Education & Qualifications

  • Bachelor’s Degree in Accounting
  • Master’s Degree in Management
I firmly believe that financial freedom is possible for anyone—it just takes the right knowledge, strategy, and mindset. Whether you want to pay off debt, invest in real estate, secure your retirement, or build generational wealth, I’m here to guide you every step of the way.
Let’s work together to turn your financial goals into reality—because making Common Cent$ just makes sense!